Benefits

Eligibility:

All full-time employees who work at least thirty-two hours per week are eligible for coverage the first of the month following their date of hire.

Plan Documents

Open Enrollment 2024 Video Resources

Monthly Contributions

Helpful Resources

Carrier Information
Blue Cross Blue Shield of MN
Phone: 1-866-873-5943

Eligibility

Members are automatically enrolled in this benefit if enrolled in one of the company’s health plans.

Plan Documents

Helpful Resources

Carrier Information
HealthEquity

Eligibility

What is an HSA?

Plan Documents

Contributions

Employees can determine their own Health Savings Account contributions based of their medical plan enrollment and IRS guidelines. In 2024, individuals may contribute up to $4,150, and families may contribute up to $8,300.  If you are 55 or older, you may add another $1,000 on top of that. These limits are subject to change year to year.

Helpful Resources

Carrier Information
BMO-Lively
Phone: 1-888-348-2083
Email: support@livelyme.com
bmo.livelyme.com

Eligibility:

All full-time employees who work at least thirty-two hours per week are eligible for these benefits.

Medical Flexible Spending Account – Employees are eligible if enrolled in the $1,000 Deductible Copay 80% health plan.

Limited Health Flexible Spending Account – Employees are eligible if enrolled in one of the following High Deductible Health Plans offered by HRST: HSA $4,000 Deductible 100%, HSA $2,000 Deductible 100% or HSA $7,000 Deductible 100%.

Dependent Care Flexible Spending Account – Employees with children younger than age 13 or older dependents not capable of self-care needed to allow an employee to work are eligible for this benefit.

Contributions

Employees can determine their own Flex Spending Account contributions based off IRS guidelines.

Medical and Limited Health Flexible Spending Account – Employees may contribute up to $3,200 in a calendar year.

Dependent Care Flexible Spending Account – individuals may contribute up to $5,000 per family in a calendar year.

Helpful Resources

Carrier Information
BBP (Better Business Planning)
www.bbpadmin.com
info@bbpadmin.com

630-773-2337

Eligibility:

All full-time employees who work at least thirty-two hours per week are eligible for coverage the first of the month following their date of hire.

Plan Documents

Dental Plans Overview Video

Monthly Contributions

Contributions

Cost is paid 100% by the employee.

Helpful Resources

Carrier Information
Blue Cross Blue Shield of MN
Phone: 1-866-873-5943
www.bluecrossmnonline.com/home/

Eligibility:

All full-time employees who work at least thirty-two hours per week are eligible for coverage the first of the month following their date of hire.

Plan Documents

Vision Plans Overview Video

Monthly Contributions

Contributions

Cost is paid 100% by the employee.

Helpful Resources

Carrier Information
Blue Cross Blue Shield of MN
Phone: 1-866-873-5943
www.bluecrossmnonline.com/home

Eligibility:

All full-time employees who work at least thirty-two hours per week are eligible for coverage the first of the month following their date of hire.

Contributions

Your Life & AD&D Insurance plan is covered 100% by HRST.

Helpful Resources

Carrier Information
Mutual of Omaha
https://accounts.mutualofomaha.com/

Eligibility:

All full-time employees who work at least thirty-two hours per week are eligible for coverage the first of the month following their date of hire.

Contributions

Cost is custom and paid for by the employee, sign in to your Ease enrollment portal for pricing: https://hrst.ease.com/

Helpful Resources

Carrier Information
Mutual of Omaha
https://accounts.mutualofomaha.com/

Eligibility:

All full-time employees who work at least thirty-two hours per week are eligible for coverage the first of the month following their date of hire.

Contributions

HRST contributes 50% of Employee premium. Cost is custom to employee’s salary, sign in to your Ease enrollment portal for pricing: https://hrst.ease.com/

Helpful Resources

Carrier Information
Mutual of Omaha
https://accounts.mutualofomaha.com/

Eligibility:

All full-time employees who work at least thirty-two hours per week are eligible for coverage the first of the month following their date of hire.

Contributions

Your Long Term Disability Insurance plan is covered 100% by HRST.

Helpful Resources

Carrier Information
Mutual of Omaha
https://accounts.mutualofomaha.com/

Eligibility:

All full-time employees who work at least thirty-two hours per week are eligible for coverage the first of the month following their date of hire.

Accident

Critical Illness

Hospital Confinement Indemnity

Contributions

Cost is custom and paid for by the employee, sign in to your Ease enrollment portal for pricing: https://hrst.ease.com/

Helpful Resources

Carrier Information
Colonial Life
www.coloniallife.com